Castro Valley, Alameda, and San Leandro real estate and homes for sale in California, unique architecture and old homes - Carol Kennedy, REALTOR® Carol Kennedy REALTOR(r) for Castro Valley, Alameda, and San Leandro, California real estate, unique architecture and old homes - NUMBER1EXPERT™ Carol Kennedy NUMBER1EXPERT(tm) for Castro Valley, Alameda, and San Leandro, California real estate, unique architecture and old homes

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Carol Kennedy, REALTOR®, real estate agent and broker for Castro Valley, Alameda, and San Leandro California home listings, property and land for sale - NUMBER1EXPERT(tm)


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Culture: Castro Valley, Alameda, and San Leandro California home buying, real estate listings, and homes for sale in Alameda                        County, CA
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Things To Do In Castro Valley, Alameda, and San Leandro!
 

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Real Estate Tips
Financing Your Home >When Interest Rates Rise

Many people fall out of the home buying market when interest rates start to go up. This is often a mistake. Many of the best mortgages deals become available when lenders are competing for new business and sellers are competing within a smaller buyer pool. You just have to know how to keep the costs down in order to counter the higher interest rates.

One of the best tricks is the buy-down. In a buy-down, a fee is paid at the closing to get a lower interest rate. In a soft market, an anxious seller may be lured into to paying all or part of the buy-down. Another approach is to get the seller to pay some of closing costs, thus lowering the amount of cash a buyer needs to close. Frequently the seller's costs can be used as a write-off by the buyer. Always consult with your tax advisor if you are considering such an arrangement.

If the market is softening due to rising or higher rates, the price itself becomes an area where a buyer may be able to save a lot of money on a house through skillful negotiating. Lower prices mean lower loan amounts, so don't be discouraged by higher rates--use them to your advantage.

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Real Estate Trivia
Q 
What country of the world has the highest percentage of private housing?

A 
Mongolia, where 100% of all properties are owner-occupied.
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Carol Kennedy, REALTOR®, real estate agent and broker for Castro Valley, Alameda, and San Leandro California home listings, property and land for sale - NUMBER1EXPERT(tm)

Carol J Kennedy
Remax In Motion

3160 Castro Valley Blvd.
Castro Valley, CA. 94546
Direct: (510) 414-0195
Home Office: (510) 430-0474
Fax: (510) 430-0324
Email: kcaroljean@aol.com

I am a local native. I know real estate and the area well. I was born and raised in Alameda, California. I moved to San Leandro in 1976, where I purchased my first home. My office is located locally in Castro Valley. Experience is essential in today’s market. My 20 plus years of real estate experience have been working successfully time and time again in this and the surrounding areas. My integrity, years of experience, old fashioned customer service and cutting edge technology, put me way ahead of my competition. I am looking forward to our partnership on one of the most important undertakings of your lifetime! Contact me today at (510) 414-0195. I look forward to hearing from you!

MLSREALTOR


RE/MAX real estate and homes for sale in Castro Valley, Alameda, and San Leandro California

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